Financing Your Flight Training
Whether you’re pursuing our professional pilot program or completing your private pilot’s license, we’re here to support you every step of the way.
offering support every step of the way
Invest In Your Future
Investing in your flight training is more than learning to navigate the skies—it’s investing in a prosperous future. Aviation is a field that offers not just competitive salaries, but also a suite of benefits and the potential for rapid career advancement. By choosing this path, you’re securing a future where your passion for flight meets financial success. Our financing options make it easier than ever to pursue your passion for flying and achieve your goals.
Popular Option
Stratus Financial
For students pursuing our professional pilot program, we offer financing through Stratus Financial. This comprehensive financing option covers the entire cost of the program, including check fees and living expenses. With flexible repayment terms and competitive interest rates, Stratus Financial provides an accessible and convenient way to fund your flight training.
Streamlined Approval Process
Conditional approval within 1 business day and typically fund loans within 2-3 weeks
Housing & Checkride Allowances
Affordable payment options, including deferment for 12 months while you complete your training AND find a job
Bachelor's Degree
Full financing for your entire flight training and education
Flexible Payment Plans
Multiple Financing Options
We understand that financing flight training can be a significant investment. That’s why we offer a variety of flexible financing options to help make your aviation dreams a reality.
We also offer flexible payment plans for students who prefer to pay for their training on a per-flight basis or in discounted blocks of hours. Our payment plans allow you to spread the cost of your training over time, making it more manageable and affordable.
FINANCING FAQS
What are the basic requirements I need to apply for a loan from Stratus?
You must be 18 years of age, a US citizen or a lifetime permanent resident (green card), and you must have a bank account in the United States to apply at Stratus.
How long will it take to get my loan approved?
We conditionally approve you within 1 business day and typically fund loans within 2-3 weeks, depending on how quickly you provide responses.
How long does it take after I have submitted all the needed documents after Conditional Approval?
If all documents are complete and no additional document or information is needed, we can process the documents and prepare the final documents for you and your co-borrower’s signature within 1-2 business days. Once we received the signed loan documents, we can fund the loan within 3 business days.
Will there be a penalty for paying off the loan early in the future?
You may prepay the loan in whole or in part without penalty.
Will my credit score impact my application?
When you apply with us, we obtain a soft pull of your credit, which does not negatively impact your credit score. If your loan is approved, we will make a hard inquiry of your credit.
Can I apply for a loan by myself without a job at the time of attendance of the program?
Yes you can, if you can show you have liquid assets enough to pay the loan.
Are there any prerequisites to apply for a loan, for example is it a prerequisite to have a co-signer?
The Loan Application Form is all that’s needed to apply for a loan. Once you have filled it out, we would determine if the information you provided would require you to have a co-borrower to qualify.
How will the funds be transferred?
Stratus Financial pays your choice of school directly so you do not have to worry about lack of funds to continue training.
What if I don't need to finance the entire amount?
There are several options available for those looking to finance a portion of their training or individual certificates or ratings. Contact us for details.